Almost every person dreams of owning a home, of having a place to plant their roots, and raising their children. While this is a common goal of many Americans, this is a bit more difficult to attain for military families. 

The home-buying process is much more complicated for military families because they tend to move frequently. Settling down may be a challenge, but experiencing homeownership isn’t impossible for you!

The Benefits of Buying a House

If you’re going to move near the Luke Air Force Base, it’s recommended to purchase a home instead of renting a property. Not only does being a homeowner give you pride of ownership, but it also grants a sense of stability. 

Owning a residential property is also a great financial investment; as it grows in value over time, you also get to reduce your overall tax burden with tax deductions such as mortgage interest and property taxes. When the time comes that you have to move, you can become a landlord—which provides an additional source of income for your family.

Unlike rental properties, having your own home gives you unlimited freedom! Your friends and relatives can stay with you during a deployment, you could host a late-night party, or simply do anything that your heart desires. You can even decorate and paint your walls to suit your preferences and style to make the place more homely and comfortable.

The Home-Buying Guide

Before jumping into the possibility of buying a home, you must make sure that you are ready. Consider these factors first before buying a home near Luke Air Force Base:

Create a Budget

How much can you afford?

Set up a budget for your house before shopping for properties. A budget prevents you from buying something too expensive, thus burying yourself in too much debt. Evaluate your income and spending habits first. The recommended housing expense must not exceed 30 percent of your monthly income.

You can also apply your Basic Allowance for Housing (BAH) to your mortgage payments. Your BAH could cover most or even all of your monthly payments. Keep this in mind when creating a budget.

Choose a Realtor

Who should your realtor be?

There may be many homes near Luke Air Force Base, but how do you find the right one? Simple: reach out to an expert real estate agent to help you with home-buying!

Your agent must have a full understanding of the life and needs of military families, so they can help you find the right house. A great realtor must have strong negotiation skills, experience working with military members, and understands your local market.

Recognize Your Future Goals

Where do you see yourself in the future?

Consider your long-term life goals first before considering buying a house. Assess your situation and discuss it with your family to buy the right kind of home. 

Ask yourself these questions to gain perspective:

  • Where do you see yourself after military life?

  • How long will you stay in the military?

  • Will this house be an asset to your future life?


Don’t rush buying a home near Luke Air Force Base! Homeownership is exciting, but you should first consider all of the factors involved in buying a residential property to avoid any regrets. It’s possible to have the American Dream for military families, as long as you take the right steps and follow our home-buying guide.

Are you looking for homes near Luke Air Force Base? We at Desert Heroes Team can help you! Our team consists of military spouses and military-affiliated agents who understand the unique challenges that members of the military community and their families face when buying or selling their homes. Search for your home today!