For military service members and their families, moving to a new station can be an overwhelming process, often filled with major decisions, endless organizing, and all of the stress that comes along with moving across the country, or even across the globe.
One of the most frustrating parts of this process is finding a new place to live when you arrive at your station, especially if you plan to opt for military housing using your BAH benefits.
BAH, or Basic Allowance for Housing, is the percentage of your living expenses that will be compensated by the Department of Defense based on your duty location, ranking, and other key factors.
And at Air Force Bases like Luke AFB, BAH rates can vary significantly from year to year, typically mirroring trends in the local housing market.
So, what can you expect from your Luke AFB BAH? Here’s what you need to know…
Luke AFB BAH Rates: What Changed In 2022
As we’ve already noted, BAH rates are subject to change based on several factors each year. But thankfully, there is good news for service members who are preparing to relocate to Luke AFB in the near future.
According to recent reports, BAH rates at Luke have increased by 12.3% since last year, giving active duty military personnel even more freedom when it comes to finding the ideal housing situation for their needs.
And for service members with dependents to consider, they’re reported to be receiving up to 22.8% more BAH coverage than their single counterparts, making Luke AFB one of the most family-friendly air force bases in the nation.
But just in case that wasn’t enough to put your mind at ease when preparing to move to the Luke AFB area, you’ll be even more relieved to know that the base was ranked as the 15th best base for BAH rates in the U.S. for 2022.
Bottom line?
Luke AFB BAH rates have continued to adapt to rising housing costs year after year, giving hard-working military members the support they need to adapt to their new homes.
Luke AFB BAH Rates By The Numbers:
2022 Enlisted Service Member Rates With Dependents:
E1 – $1,833
E2 – $1,833
E3 – $1,833
E4 – $1,833
E5 – $1,980
E6 – $2,199
E7 – $2,217
E8 – $2,226
E9 – $2,268
2022 Enlisted Service Member Rates Without Dependents:
E1 – $1,461
E2 – $1,461
E3 – $1,461
E4 – $1,461
E5 – $1,602
E6 – $1,698
E7 – $1,836
E8 – $2,028
E9 – $2,085
2022 Warrant Officer Rates With Dependents:
W1 – $2,214
W2 – $2,223
W3 – $2,235
W4 – $2,286
W5 – $2,364
2022 Warrant Officer Rates Without Dependents:
W1 – $1,791
W2 – $2,025
W3 – $2,094
W4 – $2,196
W5 – $2,205
2022 Officer Rates With Dependents:
O1E – $2,220
O2E – $2,229
O3E – $2,295
O1 – $2,010
O2 – $2,196
O3 – $2,232
O4 – $2,385
O5 – $2,508
O6 – $2,526
O7 – $2,544
2022 Officer Rates Without Dependents:
O1E – $1,980
O2E – $2,073
O3E – $2,193
O1 – $1,683
O2 – $1,932
O3 – $2,115
O4 – $2,199
O5 – $2,208
O6 – $2,211
O7 – $2,232
What Is BAH Rate Protection?
Of course, local housing markets are constantly fluctuating, which can cause your BAH rate to increase or decrease over time.
That’s where BAH rate protection comes in.
BAH rate protection was created to act as a shield between service members and potentially lower rates. In that scenario, you’d be forced to pay more for your housing costs out of pocket, even if you had been previously given a higher rate.
But with rate protection, you can be guaranteed that your BAH rate will not go up or down during the entirety of your station at Luke AFB or any other base.
According to current terms & conditions, there are just a few instances in which your BAH rate protection may not apply…
- Permanent Change of Station (PCS)
- Demotion in rank or pay grade
- Change in the number of dependents
- Change in duty status, including Title 10 and Title 32 orders
Unless you’re faced with any of these circumstances, you can trust that your BAH rate won’t be impacted by rate reductions, as long as you remain at your station.
Ready To Put Your Luke AFB BAH Rate To Use?
You don’t have to settle for living in a military housing unit, just to take advantage of your well-deserved BAH benefits.
By working with a qualified VA loan lender, you can put your BAH rate towards a gorgeous property in the Luke AFB area, so that you can make your next station really feel like home.
At Desert Heroes Team, our elite real estate agents work hand-in-hand with local service members to find BAH-friendly properties that meet their needs and budgets, regardless of what their rank may be.
If you’re ready to buy a house near Luke Air Force Base, consider reaching out to Desert Heroes Team.
Work with us today!